Changing the Way Capital Flows to Farmers
Working Capital Solutions for Agribusiness
First Ag is a niche provider of finance solutions to customers in the Agricultural sector, positioned at any stage of the supply chain. Through our cross border financing capability our reach extends beyond Australia, giving us the connectivity to support a range of industry sectors internationally. The First Ag team leverages investment banking experience in combination with the technology in our lending platforms to deliver flexibility and timeliness in meeting your working capital funding needs.
First Ag products not only benefit our customers but also the wider community, including local farmers, transport companies and the broader regional economy. Our products can be used to accelerate expansions which in turn create jobs and stimulate economic growth.
Contact us to discuss your funding need.
Sectors
Livestock
First Ag Capital offers a variety of products for the financing of your livestock. We have a robust feedlot and backgrounding product for Cattle and Lambs.
Grain and oilseeds
First Ag Capital funds a variety of grains for producers, marketers and end users. Grain transactions may be secured by just the grain or at a general corporate level. Eligible grains include: wheat, sorghum, barley, canola and speciality products including legumes.
Dairy
First Ag Capital offers a variety of products for the financing of your dairy livestock in both Australia and New Zealand. We have a 'Herd Lease' product for dairy cows that is linked to your milk supply contract.
Backed by Institutional Capital1
In 2025, First Ag Capital partnered with Barrenjoey2 to launch the Barrenjoey First Ag Credit Fund, seeking to bring institutional-grade funding to the Australian agricultural supply chain. The fund aims to provide borrowers with access to high-quality capital through bespoke structures secured against livestock, grain, and dairy assets — not traditional land-backed security.
Barrenjoey’s Private Capital team manages in excess of $4.93 billion in assets across its fund platform.
Professional and wholesale investors can contact Barrenjoey for further detailsProducts and Services
WORKING CAPITAL PRODUCTS
Flexible Loan Facilities
First Ag’s flexible loan facilities allow customers to borrow against the value of their inventory at any given time. The available loan amount is directly linked to the assessed valuation of that inventory — known as the “Borrowing Base” — and adjusts as inventory values change. This structure is particularly well suited to assets like livestock, where value appreciates over a production cycle and is realised on an ongoing basis.
Repurchase (Repo) Facilities
Repo facilities are designed to release working capital for customers trading in commodity goods with a publicly quoted market price, such as wheat and barley. Under a repo facility, First Ag purchases physical commodity from the customer or their supplier, and the customer agrees to repurchase that commodity from First Ag at a later date at a pre-agreed price. These facilities offer considerable flexibility across terms, trade flows, and pricing structures to suit each customer’s specific requirements and market conditions.
Accounts Receivable & Payable Facilities
These facilities allow customers to accelerate cash flow against outstanding invoices. First Ag will purchase or advance funds against invoices issued to buyers. For supplier-facing payable solutions, First Ag can provide a funding line to support cash management, pricing, and supply chain relationships.
OTHER AGRIBUSINESS SOLUTIONS
As a specialist in agribusiness financing, First Ag brings a depth of understanding to financing growth across the sector that few providers can match. We are always happy to discuss your business growth plans — and if you’re not yet sure of your needs, contact us and we can work with you to develop an optimised financial solution to support that growth.
Introduction to First Ag
Learn about our approach to agricultural finance and how we support Australian agribusinesses.
- This information is for existing borrowers of Barrenjoey First Ag Credit Fund and clients of First Ag Capital only.
- Barrenjoey Private Capital Nominees Pty Limited (ACN 658 384 171, Australian Financial Services Licence number 556003) is the trustee of Barrenjoey First Ag Credit Fund. Barrenjoey Private Capital Management Pty Limited (ACN 636 972 480, Australian Financial Services Licence representative of Barrenjoey Private Capital Nominees Pty Limited (representative number 001296393)) is the manager of the Barrenjoey First Ag Credit Fund.
- As at 16 February 2026